1 box of Nilla wafers
1 8 oz pkg of cream cheese softened
1 can of sweetened condensed milk
1 thawed container of Cool Whip
1 large box of instant vanilla pudding
3 cups of COLD milk
1 bunch of ripe bananas
Begin by mixing the cream cheese and condensed milk together until well combined and creamy. Add in the pudding mix and cold milk. Mix well. Fold in the Cool Whip. Layer wafers, bananas, and pudding. Place in the fridge and chill well.